What is a good student loan interest rate?
After nearly a decade of writing about student loans and helping thousands of borrowers along the way, I’ve seen plenty of borrowers who had excellent interest rates and others who were paying way too much.
Read MoreMajor Changes to Mortgage Rules Help Student Loan Borrowers
For many years, student debt had been a significant obstacle for borrowers hoping to buy a home. Changes to mortgage standards will allow many more student loan borrowers to qualify for a home loan. Unfortunately,
Read MoreStudent Loan Interest Freeze Extended Until February 2022
Once again, the federal student loan payment and interest freeze has been extended. President Biden’s latest relief is a bit different than the previous extensions. As a result, the suggested action for borrowers is slightly
Read MoreHow Borrowers Can Change Student Loan Laws and Policy
Sometimes it feels like if you are not extremely wealthy, you don’t influence the rules in America. Student loan borrowers find themselves in a vortex of complicated policies, limited resources, lender greed, and politicians that
Read MoreThree Things Dave Ramsey Gets Wrong About Student Loans
In many households across America, Dave Ramsey is a trusted advisor on all personal finance matters. He dispenses straightforward instructions and a healthy dose of motivation to his followers. Unfortuantely, the desire to provide clear
Read MoreThe Best Student Loan Refinance Rates for August 2021
The federal student loan interest and payment freeze continues to impact the refinance marketplace. Because of the freeze borrowers are advised not to refinance federal loans at this time. As a result, the only people
Read MoreFive Student Loan Tips for August 2021
As we head into the dog days of summer, all eyes in the student loan world are focused on President Joe Biden. The big question is whether or not he will be extending the federal
Read MoreWhat Does Inflation Mean for Student Loans?
For the first time in a long time, the US economy is showing signs of inflation. For student loan borrowers, this is a significant development. Before jumping into the specifics about how inflation impacts student
Read MoreWhich is Worse: Credit Card Debt or Student Loan Debt?
Dealing with credit card debt and student loan debt isn’t easy. Figuring out which is worse and what gets paid off first is a bit less complicated. Most consumers will benefit from knocking out their
Read MoreIBR and PAYE Strategy in Community Property States
On their own, income-driven repayment plans like Income-Based Repayment (IBR) and Pay As You Earn (PAYE) can be complicated. When borrowers get married, the repayment strategy and calculations get even more complicated. The married borrowers
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