Expanded Income-Contingent Repayment is Off to a Bad Start

As a candidate, Joe Biden promised a brand new federal repayment plan to help borrowers. As President, Joe Biden has started the process of creating a new repayment plan. Unfortuantely, things already look quite bad

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The Difference Between Natural and Lab-Created Diamonds

Natural and Lab Created Diamonds are two different types of precious stones. The former is an artificial gem, whereas the latter is a natural gemstone formed by geological processes. These processes differ significantly, but most people can’t tell

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What is a good student loan interest rate?

After nearly a decade of writing about student loans and helping thousands of borrowers along the way, I’ve seen plenty of borrowers who had excellent interest rates and others who were paying way too much.

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Major Changes to Mortgage Rules Help Student Loan Borrowers

For many years, student debt had been a significant obstacle for borrowers hoping to buy a home. Changes to mortgage standards will allow many more student loan borrowers to qualify for a home loan. Unfortunately,

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Student Loan Interest Freeze Extended Until February 2022

Once again, the federal student loan payment and interest freeze has been extended. President Biden’s latest relief is a bit different than the previous extensions. As a result, the suggested action for borrowers is slightly

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How Borrowers Can Change Student Loan Laws and Policy

Sometimes it feels like if you are not extremely wealthy, you don’t influence the rules in America. Student loan borrowers find themselves in a vortex of complicated policies, limited resources, lender greed, and politicians that

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Three Things Dave Ramsey Gets Wrong About Student Loans

In many households across America, Dave Ramsey is a trusted advisor on all personal finance matters. He dispenses straightforward instructions and a healthy dose of motivation to his followers. Unfortuantely, the desire to provide clear

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The Best Student Loan Refinance Rates for August 2021

The federal student loan interest and payment freeze continues to impact the refinance marketplace. Because of the freeze borrowers are advised not to refinance federal loans at this time. As a result, the only people

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Five Student Loan Tips for August 2021

As we head into the dog days of summer, all eyes in the student loan world are focused on President Joe Biden. The big question is whether or not he will be extending the federal

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What Does Inflation Mean for Student Loans?

For the first time in a long time, the US economy is showing signs of inflation. For student loan borrowers, this is a significant development. Before jumping into the specifics about how inflation impacts student

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