Category: Student Tips
Republicans Make Deeply Flawed Argument Against Loan Forgiveness
Last week four Republican lawmakers sent President Biden a letter explaining their opposition to any student loan forgiveness or cancellation for all. The letter itself is insignificant. It is typical Washington D.C. political grandstanding. However,Read More
The Co-Signer Release Myth Exposed by Consumer Financial Protection Bureau
When you sign up for student loans, many lenders will encourage you to have your parents co-sign the loan. For some borrowers, it is the only way to get a loan. For others, it isRead More
Is the Estimated Cost of Attendance an Accurate Number?
A school’s Cost of Attendance (COA) serves two essential functions. For prospective students, the COA is the number used to compare the prices of different schools. The COA includes the cost of tuition, housing, fees,Read More
Does Deferment or Forbearance Time Count for Student Loan Forgiveness?
Federal student loans have excellent perks like Public Service Loan Forgiveness (PSLF) and Income-Driven Repayment (IDR) Forgiveness. Borrowers who work for an eligible employer can have their student debt forgiven after just 10 years. ThoseRead More
REPAYE for Married Couples
The Revised Pay As You Earn Plan, nicknamed the REPAYE plan, is a bit of a mixed bag for married couples. For some, it is a considerable benefit, potentially saving hundreds of dollars each month.Read More
NaviRefi Review: Student Loan Refinancing with Navient
On the surface, NaviRefi is just another student loan refinance lender. They offer competitive rates and the opportunity for many borrowers to save money on their student loans. Yet, the existence of NaviRefi is strange.Read More
Should I Pay Extra on My Income-Driven Repayment (IDR) Plan?
Paying extra on your student loans is typically the responsible decision. Larger-than-required payments save money on interest and eliminate student debt faster. Unfortunately, paying extra isn’t always the best option for borrowers, especially those onRead More
Why Did My Federal Student Loan Balance Drop to Zero?
If your federal student loan balance mysteriously dropped to a $0 balance, it might seem like a dream come true. Was there student loan forgiveness or cancellation? Did someone else pay off my debt forRead More
11 best graduation gifts
Graduating is such a huge achievement, so finding the perfect present to congratulate a recent grad takes thought. To help, here’s a list of some really special gifts that we’re sure they’ll love. Credit: Prostock-studio,Read More
Student Loan interest rates will DROP this year – find out if you’ll be affected
From September, Student Loan interest rates will be going DOWN. But what impact will this actually have on you and your loan? We explain all below… Credit: Kolesov Sergey – Shutterstock Interest is added toRead More