Laurel Road Student Loan Cashback Credit Card Review

Student loan lender Laurel Road is now offering a credit card designed specifically for student loan borrowers. My Review: The Laurel Road Card is a surprisingly decent option for student loan borrowers. Previous student loan

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Earnest Student Loan Refinance Review

The Earnest Refinance Review is updated monthly include the latest interest rate and borrower bonus information The various student loan refinance lenders tend to blend together. They all advertise low monthly payments, excellent customer service, and

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How a Pregnancy and Kids Impact Student Loan Payments

Student loans can make life difficult for young families. Some families delay having kids because of student debt, and others find that student loans are one of the biggest obstacles when raising children. However, there

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The Four Reasons to Consolidate Federal Student Loans

Federal student loan consolidation is a high-risk, high-reward process. In some cases, federal direct consolidation is an essential step towards debt elimination. In other cases, federal direct consolidation is a huge mistake. Reason 1: Gaining

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The College Survival Guide

During my first week at college, I went to an all-you-can-eat wing night. Because I was there with about a dozen other freshman guys, our dinner quickly escalated into a test of manhood. I ate

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Why Student Loan Forgiveness For All Will Never Happen

I think student loan forgiveness for all federal borrowers is a great idea. Not only is it the right thing to do, but it could pay dividends for the US economy. Sadly, the #cancelstudentdebt movement

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Nelnet Bank Student Loan Refinance Review

Sherpa Rating Learn how this site rates and reviews lenders.Borrowers can lower their interest rates by refinancing. Refinancing means giving up the perks that come with federal student loans. Lower monthly payments are available for

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How 401(k) and 457 Retirement Plan Contributions Lower Student Loan Payments

Without question, my favorite student loan hack is putting money in a retirement account so that you can get lower student loan payments. For borrowers on income-driven repayment plans, monthly payments are calculated based on

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Interest Charges on Deferments and Forbearances

Interest charges on deferments and forbearances are often unnecessarily confusing. Many lenders and loan servicers are guilty of making it look like a payment pause is interest-free when the borrower’s balance actually grows. This article

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Republicans Make Deeply Flawed Argument Against Loan Forgiveness

Last week four Republican lawmakers sent President Biden a letter explaining their opposition to any student loan forgiveness or cancellation for all. The letter itself is insignificant. It is typical Washington D.C. political grandstanding. However,

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