How Borrowers Can Change Student Loan Laws and Policy

Sometimes it feels like if you are not extremely wealthy, you don’t influence the rules in America. Student loan borrowers find themselves in a vortex of complicated policies, limited resources, lender greed, and politicians that

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Three Things Dave Ramsey Gets Wrong About Student Loans

In many households across America, Dave Ramsey is a trusted advisor on all personal finance matters. He dispenses straightforward instructions and a healthy dose of motivation to his followers. Unfortuantely, the desire to provide clear

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The Best Student Loan Refinance Rates for August 2021

The federal student loan interest and payment freeze continues to impact the refinance marketplace. Because of the freeze borrowers are advised not to refinance federal loans at this time. As a result, the only people

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Five Student Loan Tips for August 2021

As we head into the dog days of summer, all eyes in the student loan world are focused on President Joe Biden. The big question is whether or not he will be extending the federal

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What Does Inflation Mean for Student Loans?

For the first time in a long time, the US economy is showing signs of inflation. For student loan borrowers, this is a significant development. Before jumping into the specifics about how inflation impacts student

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Which is Worse: Credit Card Debt or Student Loan Debt?

Dealing with credit card debt and student loan debt isn’t easy. Figuring out which is worse and what gets paid off first is a bit less complicated. Most consumers will benefit from knocking out their

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IBR and PAYE Strategy in Community Property States

On their own, income-driven repayment plans like Income-Based Repayment (IBR) and Pay As You Earn (PAYE) can be complicated. When borrowers get married, the repayment strategy and calculations get even more complicated. The married borrowers

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Laurel Road Student Loan Cashback Credit Card Review

Student loan lender Laurel Road is now offering a credit card designed specifically for student loan borrowers. My Review: The Laurel Road Card is a surprisingly decent option for student loan borrowers. Previous student loan

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Joe Biden Is About to Upset Millions of Student Loan Borrowers

The federal student loan payment and interest cannot last forever, and Joe Biden won’t cancel all existing federal loans. These two facts point to an inevitability: federal student loan payments will resume. Though there are

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Earnest Student Loan Refinance Review

The Earnest Refinance Review is updated monthly include the latest interest rate and borrower bonus information The various student loan refinance lenders tend to blend together. They all advertise low monthly payments, excellent customer service, and

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