The Best Student Loan Refinance Rates for August 2021

The federal student loan interest and payment freeze continues to impact the refinance marketplace. Because of the freeze borrowers are advised not to refinance federal loans at this time. As

Read More

Five Student Loan Tips for August 2021

As we head into the dog days of summer, all eyes in the student loan world are focused on President Joe Biden. The big question is whether or not he

Read More

What Does Inflation Mean for Student Loans?

For the first time in a long time, the US economy is showing signs of inflation. For student loan borrowers, this is a significant development. Before jumping into the specifics

Read More

Which is Worse: Credit Card Debt or Student Loan Debt?

Dealing with credit card debt and student loan debt isn’t easy. Figuring out which is worse and what gets paid off first is a bit less complicated. Most consumers will

Read More

IBR and PAYE Strategy in Community Property States

On their own, income-driven repayment plans like Income-Based Repayment (IBR) and Pay As You Earn (PAYE) can be complicated. When borrowers get married, the repayment strategy and calculations get even

Read More

Laurel Road Student Loan Cashback Credit Card Review

Student loan lender Laurel Road is now offering a credit card designed specifically for student loan borrowers. My Review: The Laurel Road Card is a surprisingly decent option for student

Read More

Joe Biden Is About to Upset Millions of Student Loan Borrowers

The federal student loan payment and interest cannot last forever, and Joe Biden won’t cancel all existing federal loans. These two facts point to an inevitability: federal student loan payments

Read More

Earnest Student Loan Refinance Review

The Earnest Refinance Review is updated monthly include the latest interest rate and borrower bonus information The various student loan refinance lenders tend to blend together. They all advertise low monthly

Read More

MyFedLoan Exits Student Loan Servicing: Next Steps for Borrowers

The decision for MyFedLoan to exit federal student loan servicing could not come at a worse time for borrowers. The contract with Pennsylvania Higher Education Assistance Agency (PHEAA), the company

Read More

PSLF Application Denials: How to Fix Problems and Move Forward

For many borrowers, Public Service Loan Forgiveness is the best path to eliminate student loans. Failing to qualify for PSLF can mean many years of extra payments and thousands of

Read More